This has now gone beyond all reason & logic.
Let me explain.
No, there is too much. Let me sum up*.
Wife & I found a house we liked. To get the price we wanted the sellers wanted to do a quick closing. This meant buying that house before ours sold. In order to do that, we had to get a bridge loan on our current house to cover part of the estimated equity so we could put 20% down on the new place with reserves to fix the kitchen. This meant running the risk of having 3 consecutive mortgages, which we budgeted for.
3, plus a car payment (sorry Dave Ramsey, it had to be done)? That killed any hope.
Fast forward to yesterday. Our next door neighbor / Realtor texts me. 2 people want to look at our house. Both are pre-qualified, one of them is military looking to be near the base but not NEAR the base. She will be buying a house this weekend and likes our area.
But what good is selling a house unless you have a place to move? Unless the sellers of the house we wanted were willing to do a contingency on the sale of our house, which they must not have been since they wanted to move quickly.
Their Realtor said a contingent sale should be fine & will confirm by Monday.
So… it’s not over.
In fact, we’re in a better situation now. There is no risk of us having 3 mortgage payments. If our house sells, awesome! If it doesn’t, we’re not out any money we weren’t out a few days ago anyway. Why we didn’t do this from the start is beyond me.
Now, there has to be some limit to this. We can’t stop & start this process again. It’s just too stressful. I gotta give our Realtor some props, he’s putting up with an amazing amount of WTF’ery to make this happen. I’m sure it’s part of the reason he’s one of the top Realtors in his office, but still.
Right now, God has grabbed another beer, put his arm around St. Peter and went “Now, watch THIS!”